Dear All, [In English]
Today (Dec 2008), we all know every where in the world sink in a new state called global crisis, maybe that global crisis is in your family/wallet. How to get our self out of this?
- To tell. why would this ever happened?
- Many person likes to have something called Credit .. They like to live beyond their wallet. Off course these “Bad Government and Bank” said to us.. Buy Car, motor cycle, buy anything.. enjoy it, pay later.. sounds good right?
In fact.. Many company takes big loan from your money in Bank.. your money is also given to creditors.. This is dangerous.. - Ever you imagine? Why would now… In Most supermarket, they give you discount if paid by credit card.. this is ridiculous.. They want you to have bad habit called use credit card.. don’t have to use yours.. ?
- The first two things is IMPROVED to product called Investment , derivative .. These “Bad Guys” make honest person and greedy person to be thinking.. not to work goodly but just gave your money to us and let the market pays you. They mostly don’t say the risk to you.. How poor we to be the a little bit fooled one.
- What more?
- So what should we do?
- Cut and promise to never use any credit card, just borrow the others for discount, making good characteristic is the most difficult to do, no loan = freedom
- You don’t have to be looked good.. it’s best to save more and spend less.. Just be ordinary and honest.. for example.. just use maximum of 5-10 % of your current cash for useless thing .. Any way, life is not just for saving.
- Never think the derivative or easy investment product would work very good, it’s best to give 30% max per your month earning if you would go there.. Don’t use your current all cash.. That’s for your family okay
- Most people pray when the lost everything or almost dead end or in dead end.. Cried out to God if you’re helpless.. Better to pray even before that happened.. Pray.. Relax and have empty day.. Organize your money & left loan
- Never use credit card or Loan for very stupid things such as : Cars, Motor Cycle, Hand Phone, PDA or any thing that would most likely to drop down when U sell it , these stupid buy also need more money to take care of.. what a bad stupid habit to buy this things by credit
- Even for business.. the best is having no loan.. If a must.. find investor or family or anyone to have the money together with U. Be careful to have the trust.
- Oh yes.. house.. ? Well okay. but.. have at least 50% of total money need , if not.. just don’t do it. THe interest will slay U. After having house means more money to spend also !! Remember not easy to have it rent to another person nowadays.
I care to many of my friends… Please stay out of credit card, loans.. that kills friendship, brotherliness, happiness.. By credit U used our self to enjoy being rich but your’re poor…
For all that still have problems with their life.. Pray now in Jesus Name. Have a happy life with your familly, friends.. Not to be filled with stupid called Loans.
Remember.. People that life ordinary of their current wealth means very healthy people inside and out. They have their potential and they have fresh mind.
About person that say credit is beautifull? What’s beautifull with that?
The Bible says.. “The one that have debt become slave of the one that give debt”..
Finally.. Don’t forget to help others, life happilly under His lovely & strong hand.
—————————New—– 09-Sept
And If we should know in Indonesia, See about Motor Dealer, most customer actually use Leasing to buy. Why?
* They don’t have enough money, and Indonesian people love to be looked great, most of Motor cycle here that’s still fresh and new ( 90%) is credited.
* Dealer Motor would love to let their customer use credit since they get more money from leasing, they don’t love their nation. They love their wallet, well it’s a shame that if one wish to buy cash they sometimes get the unit one week later.. Stupid jokes from dealer motor here.
From This point we can assume credit is important to let the economic walks on. But these money is from your personal money and rolled to public. Personally I would thought that it’s better to have more people in the country that’s not love to spend more money for useless thing, even if it may slow down the economic, but it’s the true power of a nation, that they don’t have debt. It make them strong and able to do lot of thing.
Be honest from this article. What do you think? Is credit card , loan is great? Enjoy first pay later = sound stupid.
I ever meet with owner of small bank , he said to me, never for credit, actually by using credit you have your self slowly hung.
Live should be more beautifull without credit card. Yeah, Fresh air every day. For you and your family.
. God Love You
